Yes, if you plan to stay in the property for a least a few years. Paying discount points to lower the loan's interest rate is a good way to lower your required monthly loan payment, and possibly increase the loan amount that you can afford to borrow. However, if you plan to stay in the property for only a year or two, your monthly savings may not be enough to recoup the cost of the discount points that you paid up-front.
We've been helping customers afford the home of their dreams for over 20 years and we love what we do.
Company NMLS: 913283
Individual NMLS: 284344
3598 State Highway 11 Suite #116
Travelers Rest, SC 29690
Mobile: (864) 643-9998
Office: (864) 248-4867
Fax: (877) 663-6270
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