Typically the buyer covers the cost of PMI, but the lender is the PMI company's client and shops for insurance on behalf of the borrower. Lenders usually deal with only a few PMI companies because they know the guidelines for those insurers. This can be a problem when one of the lender's prime companies turns down a loan because the borrower doesn’t fit its risk parameters. A lender might follow suit and deny the loan application without consulting a second PMI company which could leave all parties in an undesirable position. The lender has the difficult task of being fair to the borrower while shopping for the most effective way to lessen liability.
We've been helping customers afford the home of their dreams for over 20 years and we love what we do.
Company NMLS: 913283
Individual NMLS: 284344
3598 State Highway 11 Suite #116
Travelers Rest, SC 29690
Mobile: (864) 643-9998
Office: (864) 248-4867
Fax: (877) 663-6270
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